Are there any changes in the bank's dividend policy or payout ratio following the record profit?

Answer

The release does not mention any alteration to First International Bank of Israel’s dividend policy or payout ratio. The company’s statement focuses on the record‑level profit, accelerated growth and strong balance‑sheet stability, but it does not signal a new dividend‑payment framework or a change in the existing payout ratio.

Trading implications

• Short‑term: With no dividend‑policy shift announced, the market will likely price the stock based on the profit‑growth narrative rather than a dividend‑driven rally. Expect the price to reflect the “record‑profit” premium, especially if the earnings beat is confirmed by the detailed Q2 results.
  
• Medium‑term: Keep an eye on the bank’s upcoming shareholder‑meeting or any press release in the next 4‑6 weeks—dividend decisions are typically disclosed in those forums. A higher payout ratio after a profit surge could add a modest upside catalyst, while a status‑quo approach would keep the dividend yield stable, supporting the stock’s defensive appeal.
  

Actionable tip: Maintain a neutral‑to‑bullish stance on FIBI pending confirmation of the earnings details. If the bank subsequently announces a dividend increase, consider adding to positions on pull‑backs; if dividend policy remains unchanged, focus on the price‑momentum and fundamentals rather than yield‑driven trades.