Answer – Data Not Available in the Provided Summary
The news excerpt you provided only contains the headline and a brief introductory paragraph for Lex Fintech’s Q2 2025 unaudited results. It does not include the numerical details required to calculate or directly state:
- Year‑over‑year (YoY) growth rate for total loan originations, or
- Year‑over‑year (YoY) growth rate for net interest margin.
Because those specific figures are not present in the excerpt you posted, I cannot provide the requested growth rates based on the information currently available.
What to do next
Locate the full press release – Typically the press release (or the accompanying 8‑K filing) will contain a table summarizing key performance metrics such as total loan originations (in RMB or USD) and net interest margin (NIM) for both the current quarter and the comparable quarter of the prior year. The YoY growth percentages are often directly reported or can be derived from those figures.
Calculate the YoY growth yourself (if not explicitly stated):
- Total loan originations YoY growth = [(Current Quarter Loan Originations – Same Quarter Last Year) ÷ Same Quarter Last Year] × 100%
- Net interest margin YoY growth = [(Current Quarter NIM – Same Quarter Last Year) ÷ Same Quarter Last Year] × 100%
Example: If total loan originations were CNY 50 billion in Q2 2025 vs CNY 40 billion in Q2 2024, the YoY growth would be ((50‑40)/40) × 100% = 25 %.
- Verify the figures – Look for any footnotes or adjustments (e.g., changes in reporting standards, currency effects, or one-time items) that might affect the comparison.
If you can provide the detailed section of the press release containing the numbers (or a link to the full filing), I can calculate the exact YoY growth rates for you.