Head-to-Head Comparison: For Mortgages, VantageScore 4.0 Significantly Outperforms Classic FICO
49% More Pandemic-Era Mortgage Defaults Detected by VantageScore 4.0 Compared to Classic FICO VantageScore 4.0 Predicts More Defaults in Both Normal and Economic Stress Periods VantageScore 4.0 Ide...
How might lenders' shift toward VantageScore 4.0 influence credit risk models, loan pricing, and the broader mortgage‑backed securities market over the next 12‑18 months?
What immediate reaction can we expect in FICO's stock price and implied volatility following this release, and how should we position our trades?
How will the demonstrated superiority of VantageScore 4.0 over Classic FICO affect FICO's market share and pricing power in the mortgage underwriting space?
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19 days ago