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49% More Pandemic-Era Mortgage Defaults Detected by VantageScore 4.0 Compared to Classic FICO VantageScore 4.0 Predicts More Defaults in Both Normal and Economic Stress Periods VantageScore 4.0 Identifies Millions More Creditworthy Borrowers with Reduced Risk SAN FRANCISCO, Aug. 18, 2025...
Key findings from TransUnion report: