The Credit Confidence Conundrum: i2c Study Unveils a Perception Gap Among U.S. Consumers
REDWOOD CITY, Calif.--(BUSINESS WIRE)--i2c Inc., a global financial technology innovator, today released a new commissioned study titled “Consumer Credit Economy: Strategy vs. Spontaneity- Navigating the Great Credit Divide.” Conducted in collaboration with PYMNTS Intelligence and based on a nationally representative sample of over 2,000 U.S. consumers, the report reveals a critical perception gap in the consumer credit market. The research findings show that many consumers are under the false
TransUnion Analysis Finds Rise in Consumer Payment-to-Income Ratios is a Clear Indicator for Potential Mortgage Delinquency Increases
TRUKBRA Releases 12 Things in Credit: July 2025
NEW YORK--(BUSINESS WIRE)-- #creditratingagency--KBRA releases its latest 12 Things in Credit report, highlighting timely credit market themes drawn from our weekly podcast, 3 Things in Credit, hosted by KBRA’s Chief Strategist, Van Hesser. Among the wide-ranging topics Van discusses in this issue are spreads versus yields, the July jobs shock, and Maersk’s upbeat earnings report. Each Friday, the podcast covers three Things impacting credit that market participants should know about. After every four episodes—12 Th
VantageScore CreditGauge™ July 2025: Late-Stage Credit Delinquencies Increase Across All VantageScore Credit Tiers
Average VantageScore Credit Score Drops to 701 Mortgages and Auto Loans Lead Increase in Credit Delinquencies Secured Credit Originations Soften SAN FRANCISCO, Aug. 25, 2025 /PRNewswire/ -- Late-stage delinquencies increased across all credit tiers led by the VantageScore Superprime and...
Delinquency Levels Show Signs of Stabilizing, But The Financial Gap Continues To Widen For Some Canadians
EQIXEquifax Canada reports Q2 2025 credit trends: debt at $2.58T, delinquencies stabilizing but financial strain widens for many.
TransUnion Finds U.S. Consumer Credit Market Showing Signs of Stability and Measured Growth at Mid-Point of 2025
TRUQ2 2025 TransUnion Credit Industry Insights Report explores the latest credit trends
Q2 2025 TransUnion Credit Industry Insights Report explores the latest credit trends
KBRA Assigns Preliminary Ratings to BasePoint MCA Securitization II LLC, Series 2025-1
NEW YORK--(BUSINESS WIRE)-- #creditratingagency--KBRA assigns preliminary ratings to notes issued by BasePoint MCA Securitization II LLC (the “Issuer”). BasePoint MCA Securitization II LLC will issue three classes of Series 2025-1 Notes totaling $102 million. BasePoint Capital LLC (“BasePoint” or the “Company”), a wholly-owned subsidiary of BasePoint Group, Inc., is a privately held specialty finance platform focused on providing asset-based capital solutions to non-bank originators across the consumer and commercia
KBRA Assigns Preliminary Ratings to Centersquare Series 2025-3/4
NEW YORK--(BUSINESS WIRE)-- #creditratingagency--KBRA assigns preliminary ratings to three classes of notes (the Series 2025-3/4 Notes) from Centersquare Issuer LLC and Centersquare Co-Issuer LLC Series 2025-3/4 (Series 2025-3/4), a colocation data center ABS transaction. The transaction represents the third ABS issuance issued by Centersquare Issuer LLC and Centersquare Co-Issuer LLC (the Co-Issuers). KBRA’s rating analysis incorporates all prior debt issuance of the Co-Issuers. KBRA anticipates affirming the ratin
Ring Energy Announces Credit Facility Extension and Amendment
REITHE WOODLANDS, Texas, June 18, 2025 (GLOBE NEWSWIRE) -- Ring Energy, Inc. (NYSE American: REI) (“Ring” or the “Company”) today announced that the borrowing base was affirmed at $585 million under its $1.0 billion senior secured credit facility (the “Credit Facility”). In addition, the Credit Facility term was extended to June 2029, and Bank of America, N.A. was named as new Administrative Agent.
AM Best Affirms Issue Credit Ratings of Weston2038 LLC’s Credit-Linked Notes
OLDWICK, N.J.--(BUSINESS WIRE)-- #insurance--AM Best has affirmed the Long-Term Issue Credit Rating (Long-Term IR) of “a” (Excellent) on the $846 million (of which $450 million remained outstanding as of March 31, 2025), 6.00% Series Hannover, No. 1 variable funding credit-linked note (Block 1 CLN), due July 1, 2038, issued by Weston2038 LLC (Weston2038), a Delaware limited liability company (issuer). Concurrently, AM Best has affirmed the Long-Term IR of “a” (Excellent) on the $433 million (which upsized t
Metropolitan Earns Excellent Credit Ratings From Top Rating Agencies
LOS ANGELES--(BUSINESS WIRE)--Citing strong financial policies and prudent planning in a challenging water environment, the nation’s top rating agencies have again assigned the Metropolitan Water District of Southern California excellent credit ratings. In recent weeks, S&P reaffirmed Metropolitan’s AAA/stable rating and Moody’s reaffirmed an Aa1/stable rating for the recent sale of $132 million series 2025A water revenue refunding bonds on its senior lien. In addition, last week Metropolit
KBRA Assigns Preliminary Ratings to Second Refinancing of Hildene TruPS Securitization 3, Ltd.
NEW YORK--(BUSINESS WIRE)-- #creditratingagency--KBRA assigns preliminary ratings to six classes of refinancing notes issued by Hildene TruPS Securitization 3, Ltd. (HITR3), a securitization backed by a portfolio of bank and insurance TruPS CDO assets. The transaction originally closed in June 2020 as Hildene TruPS Securitization 2020-3 Ltd and had an initial refinancing in August 2021. This transaction will include an upsize of $43.7 million of new assets and resets the terms of the securitization including the sta
Cash Is Out: Gen Z Turns to Credit Cards in Emergencies
COBCredit One Bank Survey Identifies Generational Differences Regarding Personal Finances and Preparation LAS VEGAS, June 17, 2025 /PRNewswire/ -- Credit One Bank, a leader in the credit card industry, published findings from a comprehensive survey exploring attitudes and behaviors toward...
Hercules Capital Renews and Increases Its Credit Facility with MUFG Bank, Ltd. to $440.0 Million
HTGCSAN MATEO, Calif.--(BUSINESS WIRE)--Hercules Capital, Inc. (NYSE: HTGC) (“Hercules” or the “Company”), the largest and leading specialty finance provider to innovative venture, growth and established stage companies backed by some of the leading and top-tier venture capital and select private equity firms, today announced that it has upsized and renewed its existing $400.0 million credit facility with MUFG Bank, Ltd. (“MUFG”) with an upsized credit facility under which Goldman Sachs Bank USA, A
KBRA Assigns Preliminary Ratings to BMO 2025-5C11
NEW YORK--(BUSINESS WIRE)-- #creditratingagency--KBRA is pleased to announce the assignment of preliminary ratings to 17 classes of BMO 2025-5C11, a $698.1 million CMBS conduit transaction collateralized by 37 commercial mortgage loans secured by 62 properties. The collateral properties are located throughout 16 MSAs, of which the three largest are New York (45.3%), Boston (10.9%), and Dallas - Fort Worth (7.0%). The pool has exposure to most major property types, with three types representing more than 10.0% of the