Answer
The pressârelease you quoted from BusinessâŻWire only provides the firstâquarter earnings results for UâHaul Holding Company (UHAL) and does not contain any details about the companyâs current debt profile, outstanding maturities, or related liquidity considerations.
Because the release does not disclose:
- the total amount of senior or subordinated debt outstanding,
- the mix of fixedârate vs. floatingârate borrowings,
- the maturity schedule (e.g., which notes or term loans come due in 2025, 2026, 2027, etc.),
- any revolving credit facilities, covenant status, or upcoming refinancing plans,
we cannot answer the question directly from the information provided in the news article.
How to Obtain the DebtâMaturity Information
SEC Filings (10âQ / 10âK)
- FormâŻ10âQ for the quarter ending JuneâŻ30âŻ2025 (filed shortly after the press release) will contain a âLiquidity and Capital Resourcesâ section that lists all outstanding debt, interestârate terms, and the scheduled amortization/repayment dates.
- FormâŻ10âK for the most recent fiscal year will provide a comparable table for the fullâyear debt schedule and any longâterm debt issuances or repayments that occurred during the year.
Investor Presentation / DebtâMaturity Table
- UâHaul often includes a Debt Maturity Schedule slide in its quarterly earnings webcast deck or in the âCapital Structureâ slide of its annual investor presentation. This table typically shows each debt instrument (e.g., senior unsecured notes, term loans, revolving credit) with principal amount, coupon, maturity date, and any optional redemption features.
Press Releases on Debt Issuances or Refinancings
- If the company has recently issued new senior notes, entered a revolving credit facility, or announced a refinancing, those details are usually disclosed in a separate press release (e.g., âUâHaul Holding Company Completes $500âŻmillion Senior Note Issuanceâ).
Credit Rating Agency Reports
- Moodyâs, S&P, or Fitch publish rating reports that often summarize the âOutstanding Debtâ and âMaturity Profileâ for rated issuers. These reports can be accessed via the agenciesâ websites or through the companyâs investorârelations portal.
Direct Contact with Investor Relations
- For the most upâtoâdate maturity schedule, you can request the latest Debt Maturity Table from UâHaulâs Investor Relations team (email or phone listed on the IR page of the companyâs website).
Typical Elements to Review Once the Data is Acquired
Debt Category | Principal (USD) | Coupon | Fixed/Float | Maturity | Key Liquidity Considerations |
---|---|---|---|---|---|
Senior Unsecured Notes | â | â | Fixed | Staggered (2026â2035) | Large balloon maturities may require refinancing; watch for covenantâlinked cashâflow tests. |
Term Loan (Bank) | â | â | Fixed/Float | 2027â2029 | Often includes amortization schedule; may have optional preâpayment rights. |
Revolving Credit Facility | â | â | Variable | Expiration 2025â2026 (subject to renewal) | Provides shortâterm liquidity; renewal risk if covenant breaches. |
Subordinated Debt / Convertible Notes | â | â | Fixed | 2028â2032 | Convertible features can affect dilution; may be callable. |
When you obtain the actual numbers, focus on:
- Nearâterm maturities (2025â2026): Any principal that must be repaid within the next 12â24âŻmonths could pressure cash flow if the company must refinance in a higherâinterestârate environment.
- Amortization vs. bullet payments: Bulletâstyle maturities create a larger cashâoutflow at a single point in time, whereas amortizing debt spreads repayments.
- Covenant compliance: Review the interestâcoverage and EBITDAâcoverage ratios that the company must meet; a breach could trigger early repayment or higherâcost refinancing.
- Liquidity buffers: Compare the total debtâservice obligations (principal + interest) against the companyâs operating cash flow and any available revolvingâcredit capacity.
Bottom Line
- The current press release does not disclose the debt profile or upcoming maturities.
- To assess potential liquidity impacts, youâll need to review UâHaulâs latest SEC filings (10âQ/10âK), investor presentations, or directly request the debtâmaturity table from Investor Relations.
- Once you have that schedule, you can evaluate whether any sizable repayments or refinancing needs are looming in the near term and how they might affect the companyâs cashâflow and liquidity position.
Other Questions About This News
Given the earnings decline, what impact might this have on dividend policy or share buyback plans?
How does the companyâs valuation metrics (P/E, EV/EBITDA, payout ratio) look after the earnings release?
What is the marketâs reaction to the earnings release and how does it compare to the historical volatility of UHAL stock?
How did revenue and sameâstore sales performance compare to consensus estimates for the quarter?
How did the earnings per share for the voting stock (UHAL) compare to the nonâvoting shares (UHAL.B) and historical trends?
How did the companyâs operating cash flow and free cash flow perform relative to prior periods?
What were the primary drivers behind the 27% decline in net earnings yearâoverâyear?
How did the Q1 results compare with major competitors such as Penske, Enterprise, and other movingâandâstorage businesses?
What were the trends in key operating metrics such as truck utilization, rental rates, and average revenue per unit?
Are there any regulatory or legal matters disclosed that could affect future earnings?
What were the impacts of macroâeconomic factors (e.g., fuel prices, labor costs, inflation) on the results?
Did the company disclose any changes in the insurance or realâestate subsidiaries that could affect overall earnings?
Did the company report any significant changes in capital expenditures or investment in new assets?
Did the company provide any guidance for FY 2026 earnings, revenue, or EPS?