What changes occurred in credit quality, loan loss provisions, and net interest margin during the quarter? | RAND (Aug 06, 2025) | Candlesense

What changes occurred in credit quality, loan loss provisions, and net interest margin during the quarter?

The excerpt you provided contains only the headline, basic filing information (ticker, date, source) and the fact that Rand Capital Corporation released its second‑quarter 2025 earnings results. It does not include the detailed financial commentary that would specify:

  • Credit‑quality trends (e.g., changes in non‑performing loans, delinquency rates, or overall asset‑quality metrics);
  • Loan‑loss provision adjustments (whether the provision expense was increased, decreased, or held steady compared with the prior quarter or year‑ago period); and
  • Net‑interest‑margin movement (the percentage change in net interest margin, and the drivers behind that change).

Because those specifics are not present in the supplied text, I cannot give a factual answer about how credit quality, loan‑loss provisions, or net‑interest margin shifted during the quarter.

What you can do next

  1. Access the full press release – The complete Business Wire announcement (often linked from the company’s Investor Relations site) will contain the management discussion and financial tables that detail the above metrics.
  2. Review the earnings release PDF – Companies usually provide a downloadable PDF that includes a “Liquidity & Capital Resources” or “Credit Quality” section, as well as a “Net Interest Income” discussion.
  3. Check the SEC filing – If the press release references a Form 10‑Q, the quarterly report will have the required disclosures on loan‑loss provisions, net‑interest margin, and any changes in credit‑quality indicators.

Once you have those details, feel free to share the relevant excerpts and I’ll be happy to summarize the changes for you.