How does the reported net income and EPS compare to consensus analyst estimates for this quarter?
Answer
The press release you quoted tells us what NAS B Financial, Inc. actually reported for the June‑30, 2025 quarter:
| Metric | Reported Result |
|---|---|
| Net income | $6.9 million |
| Earnings per share (EPS) | $0.96 per share |
However, the release does not include any reference to what Wall‑Street analysts were expecting for the quarter. In other words, the consensus analyst estimates for net income or EPS are not disclosed in the information you provided.
What this means for your question
- Without the consensus figures, we cannot directly compare the company’s actual results to analyst expectations.
- To determine whether the $6.9 million net income and $0.96 EPS beat, missed, or matched the consensus, you would need to locate the analyst forecast data from a source that aggregates those expectations (e.g., Bloomberg, FactSet, Thomson Reuters, S&P Capital IQ, or a brokerage research platform).
How you could obtain the missing analyst consensus
- Financial data terminals – Bloomberg, Refinitiv (formerly Thomson Reuters), or FactSet typically publish a “Consensus Estimate” for each public company’s upcoming earnings release. Look up NASB’s ticker (NASDAQ: NASB) and filter for the quarter ending June 30 2025.
- Brokerage research reports – Many brokerages (e.g., JPMorgan, Morgan Stanley, BMO, etc.) issue earnings previews that list expected net income and EPS.
- Financial news services – Some news wires (e.g., Reuters, MarketWatch, Yahoo! Finance) publish “analyst expectations” alongside the earnings announcement.
- SEC filings – While the SEC does not publish analyst estimates, sometimes companies include a “Management Discussion & Analysis” (MD&A) section that references prior expectations.
Typical scenarios (for illustration only)
| Analyst Consensus (hypothetical) | Reported | Interpretation |
|---|---|---|
| Net income: $6.5 million EPS: $0.90 |
$6.9 million $0.96 |
Beat – actual results exceed consensus. |
| Net income: $7.2 million EPS: $1.00 |
$6.9 million $0.96 |
Miss – actual results fall short of consensus. |
| Net income: $6.9 million EPS: $0.96 |
$6.9 million $0.96 |
In‑line – actual results match consensus. |
Until you retrieve the consensus numbers, the only definitive statement we can make is that NAS B Financial reported $6.9 million net income and $0.96 EPS for the quarter, but we cannot assess how that stacks up against analyst expectations based solely on the press release. If you can provide the consensus figures (or a source where they are listed), I can immediately perform the comparison and tell you whether the results were a beat, miss, or in‑line.