What was the change in gross profit margin and loss ratio versus the prior quarter and year‑over‑year? | LMND (Aug 06, 2025) | Candlesense
LMND

What was the change in gross profit margin and loss ratio versus the prior quarter and year‑over‑year?

Answer

The brief news excerpt you provided does not contain the specific figures for Lemonade’s (LMND) gross profit margin or loss ratio, nor does it include the changes in those metrics versus the prior quarter or year‑over‑year.

To determine:

  • Quarter‑over‑Quarter (QoQ) change in gross profit margin and loss ratio
  • Year‑over‑Year (YoY) change in gross profit margin and loss ratio

you’ll need to review the detailed financial tables or the management discussion and analysis (MD&A) section in Lemonade’s Q2 2025 Letter to Shareholders (or the full earnings release). Those documents typically provide:

  • The absolute gross profit margin and loss ratio for the quarter and for the prior quarter and the same quarter in the previous year.
  • The percentage change (or “Δ”) relative to those prior periods, often shown in a “% change” column.

Next steps to get the exact numbers:

  1. Open the Q2 2025 Letter to Shareholders (the link is usually provided on Lemonade’s investor‑relations website).
  2. Locate the “Key Financial Metrics” or “Results Summary” table—this is where gross profit margin and loss ratio are listed.
  3. Look for the “% change vs prior quarter” and “% change vs prior year” columns next to each metric.
  4. Note the values for:
    • Gross profit margin (percentage) and its QoQ & YoY changes.
    • Loss ratio (percentage) and its QoQ & YoY changes.

If you have access to the full press release or the letter and can share the specific numbers, I can then calculate and explain the changes for you. Otherwise, reviewing those documents will give you the exact change percentages you’re looking for.

Other Questions About This News

Are there any changes to the company's AI or automation initiatives that could improve operational efficiency or risk assessment? What is the expected impact of the Q2 results on the company’s growth trajectory and long‑term strategic plan? What is the current churn rate and customer acquisition cost, and are there any trends in policy growth or retention? Did management address any guidance on capital raise, share buybacks, or dividend policy? What new products, markets, or partnerships were announced, and how might they affect future revenue streams? What was the impact of any recent regulatory changes or insurance‑industry trends on Lemonade’s underwriting performance? How did Lemonade's Q2 2025 revenue and earnings compare to consensus analyst estimates? How might the Q2 results and guidance affect the stock’s valuation multiples (P/E, P/Revenue) and target price? What guidance did management provide for Q3 2025 and full‑year 2025 earnings, revenue, and cash flow? How did underwriting profit and expense ratio trend and what impact does that have on profitability outlook? How does Lemonade’s Q2 performance compare to its main competitors (e.g., Hippo, Root, or traditional insurers) in terms of growth and profitability? What is the stock’s expected reaction to the earnings release and guidance—will we see volatility or a sustained trend? What is the outlook for claim frequency and severity in the next quarters, and how might that affect the loss ratio? Did the company's balance sheet show any significant changes in cash, debt, or liquidity that could affect capital allocation?