loanDepot Announces Second Quarter 2025 Financial Results

How did the macro‑economic environment (housing market, unemployment, consumer confidence) influence the results? How does loanDepot's Q2 profitability compare with peers such as Rocket Home, Wells Fargo, and Chase? How might the Q2 results affect the stock's forward price target and analyst recommendations? How did the company's loan portfolio composition (e.g., purchase, refinance, home equity) shift versus the prior quarter? What are the implications of the reported results for the company's credit‑risk outlook and potential provisioning? What were the trends in loan delinquencies and charge‑offs for the quarter? What was the year‑over‑year change in loan origination volume and net interest income? What impact did prevailing interest‑rate changes have on loan demand and net interest margin? How did loanDepot's Q2 2025 earnings per share compare to analysts' expectations? Did management comment on credit‑risk exposure or any changes to underwriting standards? Did the company disclose any regulatory or legal developments that could affect future earnings? Did loanDepot provide guidance for Q3 2025 and full‑year 2025, and how does it compare to consensus forecasts? Are there any updates on loanDepot’s cost‑to‑income ratio and operational efficiency metrics? Did loanDepot provide any updates on its digital platform enhancements or technology investments? What was the cash flow situation, and did the company announce any shareholder returns (dividends, share repurchases) or debt repayments?