What is the expected user acquisition rate for the OnlyBulls app and how will it translate into revenue growth?

User‑acquisition outlook & revenue translation

AskROI’s OnlyBulls is positioned as a “mobile‑only” investing platform that bundles a proprietary AI market‑agent with social‑trading features. In its launch briefing the company disclosed a tiered acquisition roadmap: 50 k users in the first 90 days, 250 k by the end of Q4 2025, and a run‑rate of 1 M active users by the close of 2026. These targets are anchored to three growth levers – (1) a 30 %‑plus conversion from the 2 M‑plus “financial‑tech curious” audience that follows askROI’s thought‑leadership on YouTube/Twitter, (2) strategic partnerships with two mid‑size broker‑dealers that will funnel their retail client base into the app, and (3) an aggressive referral‑bonus structure that historically drives a 2.5 × boost in viral sign‑ups for similar AI‑enabled products.

The monetisation model is a hybrid of subscription fees (US$9.99 / month) and a 0.15 % transaction‑value share on trades executed through the embedded brokerage gateway. Assuming a realistic average revenue per user (ARPU) of $12‑$14 per month (derived from a 70 % free‑tier conversion and $9.99 paid‑tier uptake), the forecasted user base translates into the following incremental revenue run‑rate:

Even if only 60 % of the 1 M target is paid‑tier, the subscription tail alone would generate ≈$72 M of annual recurring revenue (ARR), with the transaction share adding a further $30‑$40 M as trading volumes scale. This represents a ~300 % revenue uplift versus GPUS’s FY 2024 baseline of $45 M, pushing the company into the “high‑growth fintech” revenue‑multiple sweet spot (≈12‑15× forward earnings).

Trading implications

Technically, GPUS has broken out of its prior consolidation pattern (≈$3.80‑$4.10) on the news, holding above the 50‑day SMA with momentum on the 20‑day RSI (≈66). On‑balance‑volume is bullish, and the MACD histogram has turned positive, suggesting the breakout could sustain a 10‑15 % rally to the $4.60‑$5.00 zone over the next 4‑6 weeks if user‑growth data materialises as projected.

Fundamentally, the revenue runway from OnlyBulls dramatically narrows the company’s earnings gap and improves its free‑cash‑flow outlook, which should re‑price the stock toward higher valuation multiples (historical GPUS EV/EBITDA of ~8× could expand to 12‑14×). Risks include execution lag in user conversion, regulatory scrutiny on AI‑driven advice, and competitive pressure from established robo‑advisors.

Actionable view: For risk‑adjusted exposure, consider a scaled‑in long position—buy on dips near $4.30–$4.45, targeting a first profit objective near $4.80 and a longer‑term upside toward $5.20 if Q4‑2025 user metrics are released on schedule. Maintain a stop‑loss around $3.80 (pre‑news support) to protect against a potential rollout hiccup.