What does the balance sheet look like after the quarterly results—specifically cash on hand, debt levels, and liquidity ratios? | FNF (Aug 06, 2025) | Candlesense

What does the balance sheet look like after the quarterly results—specifically cash on hand, debt levels, and liquidity ratios?

I’m sorry, but the excerpt you provided does not contain the specific balance‑sheet figures that would let us detail Fidelity National Financial’s (FNF) cash on hand, total debt, or any of its liquidity ratios after the second‑quarter 2025 results.

The press‑release you quoted only announces that the company has reported its Q2 2025 earnings; it does not include the accompanying financial‑statement data (e.g., cash and cash equivalents, short‑term and long‑term debt, current assets vs. current liabilities, or derived ratios such as the current ratio or cash‑conversion cycle).

What you can do to obtain the information you need

  1. Read the full earnings release – The complete PRNewswire release (or the filing on the company’s investor‑relations site) typically includes a “Management Discussion & Analysis” (MD&A) section and a condensed balance‑sheet table that lists:

    • Cash and cash equivalents (or “cash on hand”)
    • Total debt (short‑term borrowings, long‑term debt, revolving credit facilities)
    • Current assets and current liabilities, from which the current ratio (Current Assets ÷ Current Liabilities) can be calculated.
    • Liquidity ratios such as the cash‑to‑debt ratio, debt‑to‑equity ratio, and operating cash‑flow coverage ratio are often disclosed or can be derived from the presented numbers.
  2. Check the SEC filings – Public companies post their quarterly results as Form 10‑Q (or a Form 8‑K press release) on the SEC’s EDGAR database. Those filings contain the complete balance sheet and footnotes, which will give you the exact cash balance, debt balances, and the necessary line items to compute any liquidity ratios you’re interested in.

  3. Visit the Investor Relations page – Fidelity National Financial maintains an “Investors” section on its website where it archives earnings releases, presentations, and supplemental financial tables. Look for the “Quarterly Results – Q2 2025” package; it often includes a “Financial Highlights” slide deck that summarizes cash, debt, and key ratios.

  4. Contact Investor Relations – If the public documents do not break out the specific ratios you need, you can request a supplemental data sheet or clarification from FNF’s IR team (email or phone contact is usually listed on the IR page).

Why I can’t provide the numbers here

  • The brief news snippet you posted stops after the opening paragraph and does not list any quantitative balance‑sheet data.
  • Providing fabricated or estimated figures would be speculative and could be misleading. Accurate financial analysis must be based on the actual numbers disclosed by the company.

Next steps for a “comprehensive answer”

Once you retrieve the full earnings release or the Form 10‑Q, you can plug the numbers into the following simple calculations to obtain the liquidity metrics you asked about:

Metric Formula How to interpret
Cash on hand Directly reported as “Cash and cash equivalents” on the balance sheet Indicates the company’s immediate liquidity and ability to fund operations or investments without external financing.
Total debt Sum of “Short‑term borrowings” + “Long‑term debt” (including any revolving credit facilities) Shows the company’s leverage and financing obligations.
Current ratio Current Assets Ă· Current Liabilities A ratio > 1 suggests the firm can meet short‑term obligations; a higher ratio indicates stronger short‑term liquidity.
Cash‑to‑debt ratio Cash and cash equivalents Ă· Total debt Measures the proportion of debt that could be covered by cash reserves.
Debt‑to‑equity ratio Total debt Ă· Shareholders’ equity Indicates financial leverage; lower values imply less reliance on debt financing.
Operating cash‑flow coverage ratio Operating cash flow Ă· Total debt service (interest + principal) Assesses the ability of cash generated from operations to cover debt obligations.

When you have the exact figures, you can compute each of these ratios and then evaluate whether FNF’s post‑Q2 2025 balance sheet reflects a strong liquidity position (e.g., high cash balance, low leverage, robust current ratio) or if there are any concerns (e.g., declining cash, rising debt, a current ratio approaching 1).

In short: the news excerpt you shared does not include the balance‑sheet details needed to answer the question directly. Retrieve the full earnings release or the SEC filing for Q2 2025, and you’ll have all the line‑item numbers required to construct the cash, debt, and liquidity‑ratio snapshot you’re after. If you locate those numbers and share them here, I can gladly walk you through the calculations and interpretation.