What does the balance sheet look like after the quarterly resultsâspecifically cash on hand, debt levels, and liquidity ratios?
Iâm sorry, but the excerpt you provided does not contain the specific balanceâsheet figures that would let us detail FidelityâŻNationalâŻFinancialâs (FNF) cash on hand, total debt, or any of its liquidity ratios after the secondâquarter 2025 results.
The pressârelease you quoted only announces that the company has reported its Q2âŻ2025 earnings; it does not include the accompanying financialâstatement data (e.g., cash and cash equivalents, shortâterm and longâterm debt, current assets vs. current liabilities, or derived ratios such as the current ratio or cashâconversion cycle).
What you can do to obtain the information you need
Read the full earnings release â The complete PRNewswire release (or the filing on the companyâs investorârelations site) typically includes a âManagement Discussion & Analysisâ (MD&A) section and a condensed balanceâsheet table that lists:
- Cash and cash equivalents (or âcash on handâ)
- Total debt (shortâterm borrowings, longâterm debt, revolving credit facilities)
- Current assets and current liabilities, from which the current ratio (Current AssetsâŻĂ·âŻCurrent Liabilities) can be calculated.
- Liquidity ratios such as the cashâtoâdebt ratio, debtâtoâequity ratio, and operating cashâflow coverage ratio are often disclosed or can be derived from the presented numbers.
Check the SEC filings â Public companies post their quarterly results as FormâŻ10âQ (or a FormâŻ8âK press release) on the SECâs EDGAR database. Those filings contain the complete balance sheet and footnotes, which will give you the exact cash balance, debt balances, and the necessary line items to compute any liquidity ratios youâre interested in.
Visit the Investor Relations page â FidelityâŻNationalâŻFinancial maintains an âInvestorsâ section on its website where it archives earnings releases, presentations, and supplemental financial tables. Look for the âQuarterly Results â Q2âŻ2025â package; it often includes a âFinancial Highlightsâ slide deck that summarizes cash, debt, and key ratios.
Contact Investor Relations â If the public documents do not break out the specific ratios you need, you can request a supplemental data sheet or clarification from FNFâs IR team (email or phone contact is usually listed on the IR page).
Why I canât provide the numbers here
- The brief news snippet you posted stops after the opening paragraph and does not list any quantitative balanceâsheet data.
- Providing fabricated or estimated figures would be speculative and could be misleading. Accurate financial analysis must be based on the actual numbers disclosed by the company.
Next steps for a âcomprehensive answerâ
Once you retrieve the full earnings release or the FormâŻ10âQ, you can plug the numbers into the following simple calculations to obtain the liquidity metrics you asked about:
Metric | Formula | How to interpret |
---|---|---|
Cash on hand | Directly reported as âCash and cash equivalentsâ on the balance sheet | Indicates the companyâs immediate liquidity and ability to fund operations or investments without external financing. |
Total debt | Sum of âShortâterm borrowingsâ + âLongâterm debtâ (including any revolving credit facilities) | Shows the companyâs leverage and financing obligations. |
Current ratio | Current Assets Ă· Current Liabilities | A ratioâŻ>âŻ1 suggests the firm can meet shortâterm obligations; a higher ratio indicates stronger shortâterm liquidity. |
Cashâtoâdebt ratio | Cash and cash equivalents Ă· Total debt | Measures the proportion of debt that could be covered by cash reserves. |
Debtâtoâequity ratio | Total debt Ă· Shareholdersâ equity | Indicates financial leverage; lower values imply less reliance on debt financing. |
Operating cashâflow coverage ratio | Operating cash flow Ă· Total debt service (interestâŻ+âŻprincipal) | Assesses the ability of cash generated from operations to cover debt obligations. |
When you have the exact figures, you can compute each of these ratios and then evaluate whether FNFâs postâQ2âŻ2025 balance sheet reflects a strong liquidity position (e.g., high cash balance, low leverage, robust current ratio) or if there are any concerns (e.g., declining cash, rising debt, a current ratio approachingâŻ1).
In short: the news excerpt you shared does not include the balanceâsheet details needed to answer the question directly. Retrieve the full earnings release or the SEC filing for Q2âŻ2025, and youâll have all the lineâitem numbers required to construct the cash, debt, and liquidityâratio snapshot youâre after. If you locate those numbers and share them here, I can gladly walk you through the calculations and interpretation.