Answer
Iâm sorry, but the press release you shared only tells us that DeluxeâŻ(NYSE:âŻDLX) has posted its secondâquarterâŻ2025 results and will discuss them on a conference call. It does not include any of the actual financial figures (e.g., revenue, earnings per share, operating margin, net income, cash flow, etc.) that would let us evaluate how the company performed in Q2âŻ2025.
Because the release also does not provide any data on the results of Deluxeâs major competitors, I canât make a direct, dataâdriven comparison between Deluxeâs Q2âŻ2025 performance and that of its peers.
What you can do next
| Step | How to obtain the needed information |
|---|---|
| 1. Retrieve Deluxeâs Q2âŻ2025 numbers | ⢠Open the earnings release on Deluxeâs Investor Relations site: https://www.investors.deluxe.com (or the FormâŻ8âK filing on the SECâs EDGAR database). ⢠Look for the key metrics typically disclosed in a quarterly earnings release: revenue, yearâoverâyear growth, net income, adjusted EPS, operating margin, cash flow, and any segmentâlevel performance. |
| 2. Identify Deluxeâs primary competitors | In the paymentsâandâdata space, the most comparable public peers are usually: ⢠PayPal Holdings, Inc. (PYPL) â digital payments and merchant services. ⢠Block, Inc. (SQ) â Squareâs suite of payment processing, pointâofâsale (POS) hardware, and software solutions. ⢠Fiserv, Inc. (FISV) â merchant acquiring, processing, and dataâservices for financial institutions. ⢠Global Payments Inc. (GPN) â payment technology and merchant services. ⢠Adyen N.V. (ADYEN) â global payment platform (if you have access to its filings). |
| 3. Pull the competitorsâ most recent quarterly results | ⢠For each company, locate the latest quarterly earnings release (usually filed within a few weeks of the quarterâs end). ⢠Key figures to capture: total net revenue (or ânet revenueâ/âgross transaction revenueâ), YoY growth, adjusted EPS, operating margin, and any segmentâspecific data that aligns with Deluxeâs business (e.g., âPayments Servicesâ or âData & Analyticsâ). |
| > Tip: Use the same source for all companies (e.g., each firmâs investorârelations website or the SECâs EDGAR system) to ensure consistency in timing and presentation. | |
| 4. Build a sideâbyâside comparison | Create a simple table that lines up the most relevant metrics for the same period (e.g., Q2âŻ2025 for Deluxe vs. the most recent quarter for each competitor). If the competitors have not yet reported Q2âŻ2025, you can use their latest available quarter (e.g., Q2âŻ2024 or Q3âŻ2025) and note the timing difference. |
| 5. Analyze the relative performance | ⢠Revenue growth: Is Deluxeâs topâline growth faster or slower than the peers? ⢠Profitability: Compare adjusted EPS or operating margin. ⢠Margin expansion: Look for trends in costâofâsales or operating expense ratios. ⢠Cash conversion: Free cash flow or operating cash flow per dollar of revenue. ⢠Guidance: Does Deluxeâs outlook differ (e.g., higher or lower revenue guidance) compared to the guidance given by competitors? |
| 6. Contextual factors | ⢠Business mix: Deluxe focuses on payments, data, and businessâprocess services for smallâ and mediumâsized enterprises, while PayPal and Block have a larger consumerâdirect component. ⢠Macro environment: Consider broader economic signals (e.g., consumer spending, inflation, interestârate environment) that affect transaction volumes across the industry. ⢠Strategic moves: Recent acquisitions, new product launches, or partnership announcements can influence quarterâtoâquarter performance. |
Example of What a comparison might look like (illustrative only)
| Company | Quarter | Net Revenue (US$âŻbn) | YoY Rev. Growth | Adjusted EPS (US$) | Operating Margin % | Comment |
|---|---|---|---|---|---|---|
| Deluxe (DLX) | Q2âŻ2025 | [value from release] | [%] | [US$] | [ % ] | ⢠Payments segment up X%; data services up Y% |
| PayPal (PYPL) | Q2âŻ2025 (or latest) | [value] | [ % ] | [US$] | [ % ] | ⢠Transaction revenue growth slowed to Z% |
| Block (SQ) | Q2âŻ2025 (or latest) | [value] | [ % ] | [US$] | [ % ] | ⢠Strong growth in CashâApp and Seller ecosystem |
| Fiserv (FISV) | Q2âŻ2025 (or latest) | [value] | [ % ] | [US$] | [ % ] | ⢠Stable merchant acquiring volumes, modest margin expansion |
The numbers above are placeholders. You would replace them with the actual figures you collect.
Bottom line
- From the information you provided alone, we cannot determine how Deluxeâs Q2âŻ2025 performance stacks up against its competitors.
- To answer the question, youâll need to retrieve Deluxeâs detailed Q2âŻ2025 results and the latest quarterly results of the comparable peers listed above.
- Once you have those data points, you can construct a sideâbyâside comparison and draw conclusions about relative growth, profitability, and market positioning.
If you obtain the specific figures and would like help interpreting them or building the comparison table, feel free to share the numbers and I can walk you through the analysis!
Other Questions About This News
What were Deluxe's revenue and earnings results versus consensus estimates for Q2 2025?
What was the market reaction to the earnings announcement and the conference call insights?
What are the implications of the earnings release for Deluxe's valuation multiples versus peers in the payments and data space?
Did Deluxe provide any forward guidance for Q3 2025 or FY 2025, and how does it compare to prior guidance?
What was the performance of key business segments (Payments vs Data) and any notable trends?
How did the company's margin metrics (gross, operating, net) move relative to expectations?
Is there any evidence of a shift in the company's strategic focus that could affect its longâterm outlook?
Did management address any macroâeconomic or regulatory factors that could impact future growth?
Were there any significant changes in capital allocation, such as share repurchases, dividends, or M&A activity?