What was the profit margin on the $378.8 million revenue and is it improving or compressing? | BWIN (Aug 06, 2025) | Candlesense
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What was the profit margin on the $378.8 million revenue and is it improving or compressing?

Answer

The press release tells us that The Baldwin Group generated $378.8 million in total revenue for the quarter ended June 30 2025 and that this represents an 11 % year‑over‑year organic growth. However, the release does not disclose the GAAP net income (or loss) for the quarter—the figure you need in order to calculate a profit margin.

Metric Figure (as given)
Total revenue (Q2 2025) $378.8 million
GAAP net (‑) Not disclosed in the excerpt

How to calculate the profit margin

Profit margin = (GAAP net income ÷ total revenue) × 100 %

  • If the GAAP net income were, for example, $45 million, the margin would be
    ($45 M / $378.8 M) × 100 % ≈ 11.9 %.
  • If the GAAP net were $30 million, the margin would be
    ($30 M / $378.8 M) × 100 % ≈ 7.9 %.

Because the net‑income number is missing, we cannot compute the actual margin.

Determining whether the margin is improving or compressing

To assess whether the margin is improving (expanding) or compressing (shrinking) you would need:

  1. Current‑quarter GAAP net income (to compute the present margin).
  2. Prior‑quarter (Q1 2025) or prior‑year (Q2 2024) GAAP net income (to compare against).

If the current margin is higher than the comparable prior period, the company is improving its profitability; if it is lower, the margin is compressing.

What to do next

  • Locate the full earnings release (often posted on the company’s investor‑relations website or on the Business Wire page). The complete filing typically includes a “GAAP net income” line in the condensed income statement.
  • Check the SEC Form 10‑Q for the quarter, which will contain the same net‑income figure and may also break out adjusted (non‑GAAP) earnings.
  • Compare the margin you calculate for Q2 2025 with the margin reported for Q2 2024 (or Q1 2025) to see the trend.

Bottom line:

Based solely on the excerpt you provided, we cannot determine the profit margin on the $378.8 million revenue, nor can we say whether it is improving or compressing. You’ll need the GAAP net income figure from the full earnings release (or the SEC filing) to perform those calculations.

Other Questions About This News

How did organic revenue growth of 11% break down across personal and commercial segments? What was the GAGA net income figure and how does it compare to the prior quarter and year? Did The Baldwin Group provide any guidance for Q3 2025 or the full year? Are there any macroeconomic or regulatory factors highlighted that could influence The Baldwin Group’s outlook? Did the company issue any remarks on the impact of interest rate environments or investment income on GAAP results? Are there any notable changes in underwriting expenses or claim ratios that could affect future earnings? How does the 11% YoY revenue increase compare to the performance of key competitors in the insurance distribution space? What is the market’s reaction to the earnings release and is the stock price showing signs of over- or under‑reaction?