Answer
The press release you provided does not include any specific figures or commentary about Beach Cities Commercial Bankās Liquidity Coverage Ratio (LCR) ā nor does it discuss how that metric is trending relative to peer banks.
Because the excerpt cuts off after āā¦The Bank oā, the section that would normally contain detailed financial ratios (including the LCR) is missing. Therefore, based on the information available in the news item you shared, we cannot determine:
| Item | Available in the News? |
|---|---|
| Current LCR value | ā Not provided |
| Trend of LCR (improving, stable, declining) | ā Not provided |
| Comparison of LCR to peer group | ā Not provided |
What to Do Next
Locate the Full Press Release
- Visit the original Business Wire posting or the bankās investorārelations page (e.g.,
www.beachcitiescb.com/investors) to retrieve the complete Q2āÆ2025 earnings release. - Look for sections titled āLiquidity,ā āCapital Ratios,ā or āRegulatory Metrics,ā where the LCR is typically disclosed.
- Visit the original Business Wire posting or the bankās investorārelations page (e.g.,
Check Regulatory Filings
- For a more detailed view, you can also review the bankās quarterly call reports (FFIEC 031) or Form 10āQ (if filed). These filings list the LCR and often include a peerāgroup analysis.
Compare to Peers
- Once you have the bankās LCR, you can benchmark it against peer community banks of similar size (e.g., those in the California market) using data from the FDICās āBankMetricsā tool or industry reports from S&P Global, Moodyās, or Fitch.
Bottom line: The current LCR and its relative trend cannot be extracted from the excerpt you provided. Accessing the full earnings release or the bankās regulatory filings will be necessary to answer that question accurately. If you obtain the full document and share the relevant figures, Iāll be happy to interpret them and compare the bankās performance to its peers.